New Jersey Auto Insurance Minimum Coverage Requirements – How to Find the Best NJ Car Insurance

admin — Tue, 06 Jul 2010 15:31:28 +0000

Finding the best New Jersey car insurance rates is often just a matter of doing your research. Read on to learn some of the New Jersey car insurance basics and find out a few things that maybe you didn’t know about auto insurance coverage in New Jersey and then put your newfound knowledge to good use shopping around and comparing NJ car insurance quotes. Read on and see how much you may be able to save!

In New Jersey you are also required to have a minimum bodily injury liability coverage in the amount of $15,000 per person up to a total of $30,000 per accident. Bodily injury liability protects you or another driver on your policy if you are found to be at fault in an accident that resulted in an injury or death, for such things as medical expenses, lost wages, pain and suffering, and legal defense, if necessary.

You’re also required to have at least $5,000 of property damage liability in New Jersey. If you or another driver on your policy is found to be at fault in an accident, property liability damage will cover damage to another person’s property such as a fence, car, or home, and any legal costs associated with the accident.

In addition, you are required to have a minimum of $15,000 of personal injury protection. Personal injury protection may include all medical expenses, dental and optometric treatment, ambulance and nursing services, necessary medications, medical supplies, and prosthetic devices.

Be sure and shop around and compare NJ auto insurance companies side by side in order to find the best NJ car insurance coverage.

By: James J. Robinson

Auto insurance specialist » New Jersey Car Insurance

New Jersey Auto Insurance Minimum Coverage Requirements – How to Find the Best NJ Car Insurance